Disclaimer

General Disclaimer

The information provided through the Borsch.AI platform (the “Service”) is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the platform.

Not Financial Advice

The Service does not provide:

• Financial advice or investment recommendations
• Credit reference or credit scoring services
• Regulated due diligence or Know Your Customer (KYC) checks
• Anti-money laundering (AML) screening as defined by the Money Laundering Regulations 2017
• Insurance, mortgage, or pension advice

Risk scores, financial signals, and company health indicators provided by the Service are algorithmic calculations based on publicly available data. They should not be used as the sole basis for any financial, investment, or credit decision.

Always consult a qualified financial adviser before making financial decisions.

Not Legal Advice

While the Service surfaces compliance-related data (sanctions matches, regulatory status, disqualified directors, etc.), this information is provided for awareness purposes only. It does not constitute:

• Legal advice on compliance obligations
• Formal sanctions screening as required by OFSI or HM Treasury
• Legal opinion on the status of any company or individual
• Evidence suitable for legal proceedings

Always seek qualified legal advice for compliance, regulatory, or legal matters.

Data Accuracy & Sources

The Service aggregates data from over 50 official UK government data sources, including but not limited to:

• Companies House (company registrations, officers, PSCs, accounts, mortgages)
• Financial Conduct Authority (FCA register)
• HM Treasury / OFSI (sanctions lists)
• Information Commissioner's Office (ICO register)
• Land Registry (property ownership)
• Charity Commission
• Care Quality Commission (CQC)
• Food Standards Agency (food hygiene ratings)
• OpenSanctions, ICIJ Offshore Leaks

We update data periodically but cannot guarantee that it reflects the very latest information from source registers. There may be delays between updates at the source and their reflection in the Service. Government data may itself contain errors or omissions.

Risk Scores & Algorithmic Assessments

The Service provides multi-dimensional risk scores calculated across five dimensions: Financial Health, Compliance & Legal, Governance & Structure, Network Risk, and Operational Quality. These scores:

• Are algorithmic indicators based on publicly available signals
• Are not credit scores or credit ratings
• Do not predict future company performance or failure
• Should not be the sole basis for business decisions
• May be affected by data gaps, reporting delays, or source errors
• Are subject to change as new data becomes available or algorithms are updated

AI-Generated Content

You should be aware that:

• AI responses are generated algorithmically and may not reflect current facts
• The AI may present incorrect information with high confidence
• AI analysis is supplementary — always verify against primary sources
• The AI does not have access to real-time data outside the Service's database
• AI responses may vary for the same query due to the probabilistic nature of LLMs
• We do not guarantee the suitability of AI responses for any specific purpose

Sanctions & PEP Data

The Service includes data from UK sanctions lists, OpenSanctions, and ICIJ Offshore Leaks databases. This data is provided for awareness and informational purposes only.

• A sanctions match in the Service does not confirm that a person or entity is sanctioned — it indicates a potential match that requires further verification.
• The Service uses director name matching with date-of-birth verification to reduce false positives, but cannot eliminate them entirely.
• The presence of a company or person in ICIJ offshore databases does not imply wrongdoing.
• For legally binding sanctions screening, use an OFSI-approved screening provider.

Third-Party Links & Data

The Service may contain links to external websites and reference data from third-party sources. We do not control and are not responsible for the content, privacy policies, or practices of third-party websites. Inclusion of a link does not imply endorsement.

Limitation of Liability

To the fullest extent permitted by applicable law, Borsch.AI and its directors, employees, partners, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business, or goodwill, arising out of or in connection with your use of or inability to use the Service, even if we have been advised of the possibility of such damages.

Nothing in this Disclaimer excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under English law.